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Welcome to Louise Warner Realty! Serving Albany, Greene, & Columbia counties and the Hudson River Valley in upper-state New York.  Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. Need local real estate information? We've summarized much of what is important about the Albany, Coxsackie and Catskill real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top Albany, Coxsackie and Catskill real estate agents, we have the experience and track record you are looking for. Please let us help. - Louise Warner Realty
Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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Louise Warner
Louise Warner Realty
662 Deans Mill Road
W. Coxsackie, NY 12192
Office: 518-756-6893
Fax: 518-756-6836
LouiseWarner@NUMBER1EXPERT.com
Alternate Email: info@LouiseWarner.com
Serving Albany, Greene, & Columbia counties as well as the Hudson River Valley in Upper-State New York.
Extensive experience working with buyers, sellers, New construction, Rehab properties, Vacant land & Development.
Louise Warner Realty...Vision, Dedication, Experience!
  
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